Company Profile

1st Capital Bank is a locally owned and managed bank headquartered in Monterey, California. We provide professional banking, credit and cash management services to businesses, professionals and residents throughout the Central Coast. 1st Capital Bank is recognized by BauerFinancial Inc as a "five-star" superior rated bank and by the Findley Company as the only "Premier Performing Bank" based in Monterey, Santa Cruz and/or San Benito counties.

For more information, please contact us or visit us at one of our locations.

Mission Statement

Maximizing the client experience by delivering extradordinary professional banking through talented and knowlegable relationship bankers, thereby increasing shareholder value.

Board of Directors

The Board of Directors of 1st Capital Bank is a group of experienced local bankers and business people with a wide range of professional backgrounds. Their deep roots within the various communities of the Central Coast and their passion to create a locally managed, community bank resulted in the formation of 1st Capital Bank. Their dedication and commitment continues in their quest to provide the best in community banking for our clients.

Susan C. Freeland J.D Broker Associate Carmel Realty Company	Francis “Sonny” Rianda Owner Coastal Tractor	Kurt Gollnick Chief Operating Officer Scheid Vineyards, Inc. Chairman of the Board
C. Frederick Rowden President and Chief Executive Officer	Daniel R. Hightower, MD Physician Diagnostic & Interventional Radiologist Community Hospital of the Monterey Peninsula	Henry Ruhnke Jr. Registered Architect and Principal Wald, Ruhnke, Dost Architects, LLP
C. Edward Holden Retired, Bank Chief Executive Officer	Greg Thelen Certified Public Accountant Partner, Thelen, Chang & Nguyen, LLP	F. Warren Wayland Co-Founder and Certified Public Accountant Hayashi and Wayland
McKenzie Moss Former Bank Chairman Retired, Bank Chief Executive Officer

Executive Officers

The executive officers of 1st Capital Bank have extensive experience in community banking.  As trusted financial leaders with passion in the community banking philosophy, they continue to pursue their goal to make 1st Capital Bank the "best in class" community bank of the Central Coast. 

C. Frederick Rowden President and Chief Executive Officer	Geoffrey M. Loftus Executive Vice President and Chief Credit Officer	Jayme C. Fields Executive Vice President and Chief Financial Officer
Marilyn Goode Executive Vice President and Chief Administrative Officer	Daniel Walls Executive Vice President and Chief Lending Officer