Loans & Credit Cards
Home | Contact Us | Back to Personal Banking
We offer a wide range of loans with or without collateral.
Consumer
Purchasing an automobile/truck, recreational vehicle/boat? A personal loan won’t take long as we’re local to make that quick decision. They can be Savings or Certificate of Deposit secured. Consumer loans are fixed with a fixed rate, depending on the term and type of loan. Check with one of our branches for current rates and terms.
HELOC (Home Equity Line of Credit)
Home improvements can be complicated but with 1st Capital Bank we will help make it easy. Loans can be quick, effortless, and affordable. The Home Equity Line of Credit is a consumer loan, secured by the equity in your home. Check with one of our branches for current rates and terms.
Home Equity
This lump sum installment loan secured by the equity of your house offers interest and monthly payments that remain fixed throughout the term of the loan. Choice on a great term and see the benefits of your loan. This loan would be secured by a deed of trust.
Credit Cards
We also offer a full range of credit cards to suit your credit needs.
The following credit cards are available upon credit approval. Pick up
an application at one of our branches.
- Visa Classic
- Visa Classic Flex Miles
- Visa Platinum
- Visa Platinum Flex Miles
- MasterCard
We are an equal housing lender and FDIC insured.
|
||
 FDIC Deposit |