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Business Accounts

1st Capital Bank offers a variety of business checking account options tailored to fit your banking needs. Call or drop by any of our convenient branch locations for more information.

Business Checking

Personal Checking

Features

  • Minimum Opening Requirement of $100.00
  • No Monthly Service Charge when you maintain an average daily balance of $10,000.00 or $25,000 combined balance1
  • Up to 300 Debit Items at no cost2
  • Up to $100 Credit Toward First Check Order
  • Visa® Business Debit Card(s)
  • Online Banking and eStatements
  • Electronic Bill Payment
  • Mobile Banking
  • Combined Statement Available with Checking or Savings Account with Identical Ownership
  • Optional Business Services: ACH Origination, Online Wire Origination, Positive Pay and Remote Deposit Capture3
  • Automated Sweep Capability with Other 1st Capital Bank Accounts
  1. A monthly service charge of $20.00 will be imposed if the calculated average daily ledger balance during the monthly statement cycle falls below either:
    a. $10,000.00 for the Business Checking Account only; or
    b. $25,000.00 for combined balances (includes Business Checking and all attached qualifying deposit accounts with the same reporting tax identification number)
  2. The first 300 debit transactions (checks paid, point of sale, ATM withdrawal, and other debit transactions) per monthly account statement cycle are at no cost. Thereafter, the charge is $0.15 per debit transaction in excess of 300. 
  3. Subject to approval and fees.

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