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Business Accounts

1st Capital Bank offers a variety of business checking account options tailored to fit your banking needs. Call or drop by any of our convenient branch locations for more information.

Business Interest Checking

Personal Checking

Features

  • Minimum Opening Requirement of $100.00
  • Tiered Interest Rate1
  • No Monthly Service Charge when you maintain an average daily balance of $5,000.00 or $10,000 combined balance2
  • eStatement Credit Back on Monthly Service Charge3
  • Up to 50 Debit Items at no cost4
  • Up to $100 Credit Toward First Check Order
  • Visa® Business Debit Card(s)
  • Online Banking and eStatements
  • Electronic Bill Payment
  • Mobile Banking
  • Combined Statement Available with Checking or Savings Account with Identical Ownership
  • Optional Business Services: ACH Origination, Online Wire Origination, Positive Pay and Remote Deposit Capture5
  • Automated Sweep Capability with Other 1st Capital Bank Accounts
  1. Interest rate and annual percentage yield for tiers may change at any time. Interest is compounded based on the simple compounding method and credited during the monthly account statement cycle.  Contact us for a current Schedule of Rates for Business Accounts.
  2. A monthly service charge of $17.00 will be imposed if the calculated average daily ledger balance during the monthly statement cycle falls below either:
    a.$5,000.00 for the Business Checking Account only; or
    b. $10,000.00 for combined balances (includes Business Checking and all attached qualifying deposit accounts with the same reporting tax identification number)
  3. For an account using eStatement service, a credit of $2.00 will be applied to the account should a monthly service charge be assessed during the monthly statement cycle. If the account is not assessed a monthly service charge then the account will not receive the $2.00 credit.
  4. The first 50 debit transactions (checks paid, point of sale, ATM withdrawal, and other debit transactions) per monthly account statement cycle are at no cost. Thereafter, the charge is $0.15 per debit transaction in excess of 50.
  5. Subject to approval and fees.

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