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Certificates of Deposit

Certificates of Deposit

Certificates of Deposit

Certificate of Deposit Accounts provide an FDIC safe haven for your cash. If you have the flexibility to leave your funds on deposit for a longer time period,this account is perfect for you. We offer a wide range of terms from 30 days to 2 years or more pick a term that meets your needs and a guaranteed fixed interest rate. Contact one of our branches for current rate information and annual percentage yield. 

Features

  • Less than 1-year Maturity: Minimum Opening Requirement of $2,500.00
  • 1-year or more Maturity: Minimum Opening Requirement of $1,000.00

Early withdrawal penalties may apply.

Liquid Certificates of Deposit

 

Liquid Certicates of Deposit

Great Rate! Great Flexibility! With a Liquid Certificate of Deposit Account, not only can you to secure an interest rate for a 1-year term, you can also enjoy the flexibility of depositing additional funds and withdraw funds penalty free two times within the term. Contact one of our branches for current rate information and annual percentage yield. 1

Features

  • Flexibility to Make Unlimited deposits of $100.00 or more
  • Two Penalty Free Withdrawals within the term
  • Minimum Opening Requirement of $2,500.00
  • A daily minimum balance of $2,500 must be kept in order to maintain the annual percentage yield disclosed on the Truth in Savings disclosure.

Early withdrawal penalties may apply after two penalty free withdrawals.

 Rate information:
1 Interest rate and Annual Percentage Yield are subject to change on your account at anytime. You can contact our branches for current interest rate and Annual Percentage Yield information.
 Balance Computation Method
We use the daily balance computation method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest Compounding Method and Credit Frequency:
The compounding method is simple interest. Interest will be credited to your account monthly