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Personal Checking Accounts

1st Capital Bank offers a variety of checking account options. Call or drop by any of our convenient branch locations for more information and to find the account that best fits your banking needs.

Direct Deposit Checking

Personal Checking

1st Capital Bank's Direct Deposit Checking is the right choice for customers who have their payroll or social security electronically credited to their account each month.  This account offers the flexibility of unlimited check writing and the convenience of a wide range of online banking products with no monthly service charge.


  • Must Have Monthly Direct Deposit to Qualify for Account Type
  • No Minimum Opening Deposit Requirement
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Free Visa® Debit Card
  • No ATM Fees at 1st Capital Bank and AllPoint ATMs
  • Reimbursed ATM Surcharge Fees Charged by Non 1st Capital Bank ATMs1 
  • Free Online Banking and eStatements
  • Free Electronic Bill Payment
  • Free Mobile Banking and Mobile Check Deposit
  • Combined Statement Available with Checking or Savings Account with Identical Ownership

1. ATM surcharge fees charged from other financial institutions or banks will be credited back on your monthly statement.


Ready to get started?

To open your Direct Deposit Checking account just stop by one of our convenient branch locations and see a Client Services Representative today. 


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