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Personal Savings Accounts

Maximize your savings and build a brighter future with 1st Capital Bank. We have serveral savings account options to choose from.  Call or drop by any of our convenient branch locations for more information and to find the account that best fits your banking needs.

Health Savings Account

Regular Savings

1st Capital Bank's Health Savings Account is the right account for individuals with qualifying high-deductible health plans.  A Health Savings Account is designed to help you save and pay for qualified medical expenses. 


  • Minimum Opening Requirement of $100.00
  • No Monthly Service Charge
  • 1st Order of Bank Checks (25 count) Complimentary
  • Free Visa® Debit Card
  • Free Online Banking and eStatements
  • Free Mobile Banking
  • Combined Statement Available with Checking or Savings Account with Identical Ownership 
  • No ATM Fees at 1st Capital Bank and AllPoint ATMs
  • Reimbursed ATM Surcharge Fees Charged by Non 1st Capital Bank ATMs1
 1. ATM surcharge fees charged from other institutions or banks will be credited back on your monthly statement.


Ready to get started?

To open your Health Savings Account just stop by one of our convenient branch locations and see a Client Services Representative today.


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