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Personal Checking Accounts

1st Capital Bank offers a variety of checking account options. Call or drop by any of our convenient branch locations for more information and to find the account that best fits your banking needs.

Personal Interest Checking

Personal Checking

1st Capital Bank's Personal Interest Checking account is the right account for customers looking to earn interest on their account while maintaining the flexibility of unlimited check writing and pre-authorized transfers.


  • Minimum Opening Requirement of $100.00
  • No Monthly Service Charge when you maintain an average daily balance of $2,000.00 or more1
  • Unlimited Check Writing
  • Free Visa® Debit Card
  • No ATM Fees at 1st Capital Bank and AllPoint ATMs
  • Reimbursed ATM Surcharge Fees Charged by Non 1st Capital Bank ATMs2 
  • Free Online Banking and eStatements
  • Free Electronic Bill Payment
  • Free Mobile Banking and Mobile Check Deposit
  • Combined Statement Available with Checking or Savings Account with Identical Ownership

1. A service charge fee of $10.00 will be imposed each monthly statement cycle if the average daily balance for the statement cycle falls below $2,000.00.
2. ATM surcharge fees charged from other financial institutions or banks will be credited back on your monthly statement.


Ready to get started?

To open your Personal Interest Checking account just stop by one of our convenient branch locations and see a Client Services Representative today. 


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