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Mobile Banking

1stCapital Bank’s Mobile Banking service gives you instant connectivity to your accounts anytime, anywhere using your mobile phone.  With three options to choose from (application, browser, or text message) you can choose the option that best fits your Mobile Banking needs. 


Mobile Banking


  • View account balances
  • View recent transaction activity
  • Transfer funds between accounts
  • Make payments to Bill Pay payees
  • Find branch locations


How to Enroll

Enrolling is easy.  First, go to and log into Online Banking with your Access ID and Passcode.  If you do not have an Access ID and Passcode, you can eroll in Online Banking by clicking here.  Under the User Services tab, click on Mobile Enrollment.  You will then be prompted to accept the Terms and Conditions and enter your telephone number.  To verify your phone number, a text message will be sent to your phone asking you for a text reply.  Once you reply, an activation code will be provided to you.  1st Capital Bank does not charge for Mobile Banking, however message and data rates may apply.

The application is available for download directly from the iTunes App Store and the Google Play Market, however you will still need to enroll in Mobile Banking through Online Banking to receive your activation code.  The links to the app stores are below:

iTunes App Store
Google Play Market (for Android phones)

More Questions?

We know you may have more questions, so please click here for a list of frequently asked questions that may help.  We are also available during normal business hours by calling (831) 264-4003 or emailing us at