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Personal Checking Accounts

1st Capital Bank offers a variety of checking account options. Call or drop by any of our convenient branch locations for more information and to find the account that best fits your banking needs.

Privileged Checking

Personal Checking

1st Capital Bank's Privileged Checking is for customers 55 years or older and offers benefits that include unlimited check writing, complimentary first order of checks, free cashiers checks, and a wide variety of convenient online banking products.


  • Individuals Must be 55 Years and Older to Qualify for Account Type
  • Minimum Opening Requirement of $100.00
  • No Monthly Service Charge
  • Unlimited Check Writing
  • 1st Order of Bank Checks (150 count) Complimentary
  • Cashier's Check Fees are Waived
  • Free Visa® Debit Card
  • No ATM Fees at 1st Capital Bank and AllPoint ATMs
  • Reimbursed ATM Surcharge Fees Charged by Non 1st Capital Bank ATMs1 
  • Free Online Banking and eStatements
  • Free Electronic Bill Payment
  • Free Mobile Banking and Mobile Check Deposit
  • Combined Statement Available with Checking or Savings Account with Identical Ownership

1. ATM surcharge fees charged from other financial institutions or banks will be credited back on your monthly statement.


Ready to get started?

To open your Privileged Checking account just stop by one of our convenient branch locations and see a Client Services Representative today. 


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