If we have not answered one of your questions, please contact us or visit us at one of our locations.
A. To report your card lost or stolen, please call 1-800-554-8969 or visit us at one of our locations.
A. 1st Capital Bank offers No ATM Fee Worldwide! You can withdraw cash locally, U.S. wide, and internationally with no fee. ATM fees charged from other institutions or banks will be credited back on your monthly statement.
A. Deposits made on weekends, holidays, or after 3pm on business days, will be treated as if they were made on the following business day. Funds from deposits may not be available for immediate withdrawal. Please refer to our rules governing funds availability for details.
A. Yes. All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation (FDIC) from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
A “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts. For more information about temporary FDIC insurance coverage transaction accounts, visit www.fdic.gov
A. Visit our Reorder Checks (link “Reorder Checks” under Online Services-Personal/Business) section to order more checks.
A. Yes we do! Direct Deposit is a secure and confidential way to transfer payroll funds electronically from your company or an organization into your checking or savings account. For more information, visit our Direct Deposit section (link “Direct Deposit” under Online Services- Personal/Business).
A. Yes, through our Online Bill Pay service. You must first sign up for Online Banking to access Online Bill Pay. Visit our Online Bill Pay section for more details.
A. Our Remote Capture service is your solution. You can make your deposit right at your office and you will receive an automatic deposit confirmation that can be viewed through accessing Online Banking. Prequalification required. For more information, visit our Remote Capture section.
A. Yes. All of our branches have a Spanish Speaking Client Service Representative.
A. Yes. In fact, 1st Capital Bank offers a variety of Loans and Lines of Credit. For more information, visit our Loans and Lines of Credit section or contact us or visit us at one of our branches.
A. Please visit our Investor Relations section.
A. We offer a wide range of CDs with competitive fixed rates and various maturity terms. For more information on rates and terms, please contact us or visit us at one of our branches.
A. Please visit our Privacy Statement section
A. Please visit our Security Center section