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Savings Accounts

There is no time like the present to start saving! Stop by one of our branch locations and speak with one of our friendly bankers about our savings accounts options and current interest rates. We are happy to help you chose a savings account that will best suite your banking needs.   

 

Products Comparison Chart

Simply click one of the products to view more specific details. 

Savings Accounts
Account TypeMinimum to Open AccountInterest Minimum Balance

Limit Number of Monthly

Transactions5

Earns Interest 1 Free Online BankingNo-ATM Charges3
Regular Savings $100.00 $500.001 Six (6) Checkmark Checkmark Checkmark
Premier Savings $100.00 $500.001 Six (6) Checkmark Checkmark Checkmark
Minor Savings $100.00 None Six (6) Checkmark Checkmark N/A
Health Savings $100.00 N/A4 Unlimited  Checkmark   Checkmark   N/A 
Holiday Savings No Minimum None N/A2  Checkmark   Checkmark   N/A 
 

We make Banking Easy

  • No Fee ATM Banking-Worldwide 3
  • Free Online Banking
  • Free Online Transfers
  • Free Bill Pay
  • Free Direct Deposit
  • Order New Checks Online
  • Switch Kit to open a New Account
  • Safe Deposit Boxes

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1 Regular Savings and Premiere Savings: Maintain minimum balance to avoid imposition fees. A service charge fee of $2.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $500. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

2 Holiday Savings: A monthly direct deposit required, if any withdrawal is made from this account before October 31st the account may be closed. The account must remain open until October 31st to earn interest. You may choose to close the account early with no interest earned.

3 No ATM Fees Worldwide: ATM fees charged from other institutions or banks will be credited back on your monthly statement.

4 Health Savings Account: No minimum balance required to earn interest.

5. Federal law limits activity on Money Market Deposit Accounts. By law, this account is restricted to (6) preauthorized debits during the monthly statement cycle. Preauthorized debits include checks, drafts, funds transfers and preauthorized debis. There are no limits on the number of deposits, in person or ATM withdrawals made to this account.

Rate Information:

Interest rate and Annual Percentage Yield are subject to change on your account at anytime. You can contact our branches for current interest rate and Annual Percentage Yield information.

Balance Computation Method:

We use the daily balance computation method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Interest Compounding Method and Credit Frequency:

The interest compounding method is monthly. Interest will be credited to your account monthly.