""NEW! FDIC insurance coverage limits raised to $250,000.00 On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. For additonal information click on "FDIC Deposit Insurance Coverage" just below the FDIC logo at the bottom right corner of our home page. 1^st Capital Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.