Career Opportunities

1st Capital Bank offers a welcoming, friendly work environment and a caring attitude toward its employees. The Bank places great value on its employees, realizing its success as a community bank is largely due to an extraordinary staff. Competitive compensation and a strong benefits program are offered with special focus on helping employees achieve a healthy work/life balance.  We are also proud to be active in our community and proud of the emphasis management places on community involvement.

Apply

To apply for a career with 1st Capital Bank please send us your resume.

Email: info@1stcapitalbank.com
Fax: (831) 264-4001

Reminder: Standard email is not encrypted and should not be considered a secure alternative when sending sensitive personal information.

Current Positions

Risk and Compliance Manager

Summary of Position:

Leads the Enterprise Risk Management efforts to analyze and ensure appropriate internal controls are in place to mitigate risk to acceptable risk levels adopted by the Board of Directors through supporting policies and procedures.  Ensure policies, procedures and practices are aimed at identifying and mitigating risk and comply with appropriate Regulatory Compliance laws and regulations as they apply to lending, operations, finance, IT, BSA and CRA.  This involves a bank wide scope including traditional compliance, self testing/monitoring programs as well as administering a comprehensive training program.

Minimum Requirements: 

• Bachelors Degree/Business Administration and at least ten (10) years of banking experience, of which eight of those years were of progressively increasing responsibility in Compliance and Risk Management; or equivalent education and/or job experience
• CRCM Certification required
• Experience in face-to-face training with staff members
• Ability to communicate effectively with all levels of management and staff and with the Board of Directors

1^st Capital Bank offers a wide range of automatic and elective benefits that support the personal needs and financial goals of our employees. There are a number of flexible programs to assist employees to balance professional responsibilities with the demands of their personal lives in addition to our traditional benefits.

If you believe you have the knowledge and experience to fill this position, please email your resume to debra.decius@1stcapitalbank.com or mail to 1^st Capital Bank, Attn: Human Resources, 5 Harris Ct. Bldg N Ste 3,Monterey, Ca  93940.

~1^st Capital Bank is an Equal Opportunity Employer~

Cash Management Officer 

Responsible for coordinating the cash management services of corporate customers including electronic banking activities, lockbox, remote capture in support of retail branches.  Ensures compliance with all Federal, State and bank regulations and procedures.  Provides direction, interpretation and advice to branch personnel and calling officers on all electronic banking products and issues.  Acting as a cash management resource, makes joint calls with various officers to promote products and ensure customer understanding.  Ensures that customer agreements meet with proper security and regulatory requirements. Under general supervision, performs a variety of duties to open, maintain, transfer and close bank deposit accounts; responsible and accountable for the proper and accurate collection and payment of money, checks and other negotiable items.

Applicant must possess the following:

Comprehensive knowledge of: 

• Computer hardware and software.

Thorough knowledge of: 

• ACH file specification and Fedline transmission of ACH files.
• Federal and State regulations and legal aspects of all electronic banking functions.

Ability to: 

• Effectively present information to management, staff, and customers.
• Define problems, collects data, establish facts, and draw valid conclusions.
•  Deal tactfully and effectively with all levels of personnel, as well as outside customers and vendors.
• Must be organized, creative, independent and self-motivated, enthusiastic, dependable, detail-oriented, flexible in scheduling and prioritization, and possess a positive outlook that is driven by excellence.
• Must possess exceptional written and verbal communication skills, including accurate grammar and business correspondence knowledge.
• Strong customer service and interpersonal skills

Senior Relationship Manager

Summary:

1^st Capital Bank serves the needs of small businesses and professional clients, as well as potential clients, in its market place.  The Senior Relationship Manager (RM) manages a portfolio of these clients and is a key role in building relationships by providing financial advice to business clients with a focus on client experience and risk management.  1st Capital Bank is seeking a Senior RM to develop new business and deepen existing relationships.

 Essential Duties:

• Build collaborative internal and external relationships to provide the best in client advice and service; develop the business to ensure a seamless experience for the client who has multiple products and services
• Serve as a trusted advisor to the client in delivering comprehensive and customized business lending products and other financial solutions tailored to the financial needs and circumstances of business clients
• Manage and grow a portfolio of lending clients
• Use knowledge of business, finance, banking, credit and risk management to identify, recommend and promote lending products and solutions that best serve the client while still working within risk parameters that protect the bank.  Seek out training and expertise of others to enhance existing knowledge to ensure full perspective
• Build overall relationships by calling on existing clients to truly understand their businesses and analyze product and service growth opportunities that ensures profitability of portfolio
• Identify and pursue potential new clients, looking for ways to cultivate a long-term relationship
• Protect the bank by following sound risk management protocols and adhering to regulatory requirements
• Develop and manage a disciplined marketing process by identifying steps/strategies necessary to effectively maintain and build relationships with clients and prospects.  Regularly review processes and strategies with supervisor, making adjustments as needed

 
• Bachelors Degree in Finance or related field; eight (8) or more years in business banking relationship management role or related business lending experience or; a combination of both education and experience necessary to meet the requirements of the position
• Expert knowledge of business credit underwriting with commercial credit training preferred
• Expert knowledge of business credit, deposit and cash management products and services
• Candidates with strong current business network preferred.  Must possess the ability to develop, retain and expand relationships within the market area and within the community.  Candidate should possess proven leadership within their community by actively participating in business and non-profit organizations.

^1st Capital Bank offers a wide range of automatic and elective benefits that support the personal needs and financial goals of our employees. There are a number of flexible programs to assist employees to balance professional responsibilities with the demands of their personal lives in addition to our traditional benefits.

If you believe you have the knowledge and experience to fill this position, please email your resume to debra.decius@1stcapitalbank.com or mail to 1^st Capital Bank, Attn: Human Resources, 5 Harris Ct. Bldg N Ste 3,Monterey, Ca  93940.

~1^st Capital Bank is an Equal Opportunity Employer~

Benefits and Programs

Eligibility

All 1st Capital Bank employees scheduled to work 30 hours or more per week are eligible for health insurance benefits. The Bank provides coverage for domestic partners, spouses, and dependent children at a reduced cost to the employee for premiums.

Health and Welfare Benefits

The Bank offers comprehensive medical, dental, and vision coverage for employees and their eligible dependents.

Vacation

Vacation is offered based on hours worked, length of employment, and position held.

Holidays

The Bank offers 10 paid holidays based on the Federal Reserve Bank’s schedule.

Health and Appointment Time

This time is provided to deal with health issues for the employee, a dependent, or a close family member. It also may be used for visiting a child’s school.

401(k) Savings Plan

Eligible employees may make pre-tax contributions to a 401(k) savings plan. The Bank will match a portion of employee contributions.

Life Insurance

The Bank provides Basic Life and Accidental Death and Dismemberment insurance coverage for its employees and their dependents. The Bank also offers an affordable voluntary life insurance plan for employees who desire more coverage.

Employee Assistance Program (EAP)

Employees, as well as anyone living with them, are offered confidential professional counseling services to deal with issues such as:

• Financial matters
• Legal issues
• Family concerns
• Tax questions
When faced with the challenge of finding assistance for child and elder care, the Employee Assistance Program offers information about what is available in the community.

Skill Building Seminars

Various seminars are offered to help employees build better skills, such as improving computer proficiency, developing product knowledge, or learning to be a better communicator.

Free Checking/Savings/On-Line Banking

Employees are immediately eligible to receive checking and savings accounts including On-line Banking from 1st Capital Bank free of monthly service charges.

Premium Only Plan (Section 125)

The employee portion of premiums for all qualified plans can be deducted from pay on a pre-tax basis.

1st Capital Bank is an Equal Opportunity Employer